How To Buy Cryptos With Credit/Debit Card (Step-by-Step Guide)

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Best Crypto Exchanges with CreditDebit Card

Best Crypto Exchanges to buy Cryptos with Credit/Debit Card

Credit and debit cards are the most convenient way to buy crypto with fiat on popular crypto exchanges. You can purchase cryptocurrency instantly without waiting for a bank transfer to complete.

If you’re seeking to buy Bitcoin and other cryptos conveniently with your credit/debit card, here are the top 3 crypto exchanges with low fees for buying cryptos via credit/debit cards and step-by-step guidelines to help you complete the purchase of your cryptos.

  1. Phemex – Best Exchange with American Express Cards
  2. Kucoin – Best Altcoin Crypto Exchange with AMEX cards
  3. Kraken – Best Platform for US users with American Express

 

If you’re a U.S. citizen, Kraken should be your go-to option, as Phemex and Kucoin are unavailable for U.S. citizens.

 

1. Phemex

Phemex is a leading cryptocurrency exchange that specializes in spot and derivatives trading. The platform features over 140 USDT-margined contract trading pairs with up to 100x leverage on derivatives and perpetual contracts.

Users have access to over 200 cryptos for both spot and futures trading. Trading fees are as low as 0.01% for makers and 0.06% for takers on the futures market. For spot trading, fees are set at 0.1% for both makers and takers.

Additionally, Phemex is one of the best crypto exchanges to buy Bitcoin and other cryptos with Credit/Debit cards. The platform supports six fiat currencies, including USD, EUR, and GBP, with fees as low as 0.08% for EEA (European Economic Area) countries and 2.8% for non-EEA Countries. European users enjoy lower prices when buying crypto with Credit/Debit cards on Phemex.

To buy cryptos securely with your credit/debit card on Phemex, follow the step-by-step guidelines below.

 

Buy Cryptos on Phemex!

 

Step 1: Create and Verify your Phemex account

Create an account on Phemex with your email address or phone number and verify your identity by providing your details and uploading a valid ID.

 

Step 2: Go to the “Buy Crypto” section

On the homepage’s top left corner, click “Buy Crypto,” then select “Credit/Debit Card.”

 

Step 3: Enter your order details

Input the preferred crypto and fiat currency. Then, enter the fiat amount you want to spend and click “Buy.”

 

Step 4: Add your Debit/Credit Card Details

You’ll be required to bind your payment card to Phemex. That will enable you to buy cryptos subsequently with your credit/debit card without entering the card details every time.

 

Enter your billing address and credit/debit card details to bind your card. Click “Bind Card”.

 

Step 5: Proceed to buy crypto with your Credit/Debit card

Once binding is complete, you can instantly purchase cryptos with your Credit/Debit card. Return to the Buy Crypto page, enter the amount of fiat you want to spend and click “Buy.” Select the card you’ve added and click “Confirm.

 

Once the transaction is finalized, your cryptos will be released into your Phemex account.

 

Buy Cryptos on Phemex!

 

2. Kucoin

KuCoin is a reliable cryptocurrency exchange that allows users to buy, sell, and trade Bitcoin, Ethereum, and over 700 altcoins. The exchange also offers over 800 listed cryptos on its spot market and 250 on its futures market.

Users have access to trading fees as low as 0.02% for makers and 0.06% for takers on the futures market. For spot trading, payments are fixed at 0.1% for both makers and takers.

Additionally, you can buy crypto with Credit/Debit cards on Kucoin with access to over 40 fiat currencies for payment at zero fees. Follow the guidelines below to conveniently buy other cryptos on your Credit/Debit card on Kucoin.

  1. Create an account on Kucoin and verify your identity by providing your details and uploading a valid ID. Log in to your account. Click “Buy Crypto” on the homepage and select “Fast Trade.”
  2. Select the preferred crypto, enter the amount of fiat you want to use to buy the crypto, then choose “Visa/Mastercard as your payment method. You can also add your card, so you won’t have to enter the details again for subsequent purchases.
  3. Enter the details of your card and proceed to pay. Your cryptos will be added to your Kucoin account once the transaction is finalized.

 

Buy Cryptos on KuCoin!

 

3. Kraken

Kraken is a United States–based cryptocurrency exchange founded in 2011. the platform is well-known for its advanced security and wide variety of features. Users have access to over 100 cryptocurrencies and low trading fees.

On the spot market, the fees are set at 0.16% for makers and 0.26% for takers, while for futures trading, the fee is 0.02% for makers and 0.05% for takers.

Buying cryptos with credit/debit cards on Kraken is secure and seamless, with access to a broader range of supported fiat currencies, including USD, EUR, and GBP. Follow the step-by-step guidelines below to buy cryptos with credit/debit cards on Kraken securely.

  1. Sign up on Kraken and verify your identity by providing your details and uploading a valid ID.
  2. On the homepage, click on “Buy Crypto” and select the “Buy” option
  3. Choose your preferred crypto, then enter the fiat currency and amount spent.
  4. Select Credit/Debit card as your payment method. Then, proceed to add your card details on Kraken.
  5. Return to your order page, select your added card for payment, click ‘Review,’ then click “Confirm” to proceed to payment. Once your transaction is complete, your cryptos will be released into your Kraken account.

 

Buy Cryptos on Kraken!

 

Final Thoughts

A credit or debit card is one of the easiest and fastest ways to purchase cryptocurrencies. It doesn’t require a bank transfer, and the transaction is typically processed instantly or within a short time frame. To buy cryptos with a Credit/Debit card, choose any of the reputable crypto exchanges mentioned above and follow the guidelines provided.

 

🏆 Best Crypto Exchanges in the UK

1. Bitget

Best crypto exchange overall in the United Kingdom

MEXC Exchange Logo

2. MEXC

Lowest fees, highest profits! No-KYC, 1700+ cryptos

3. OKX

World class derivatives trading with low fees!

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4. Zoomex

Best no-KYC hybrid crypto exchange in UK

5. eToro

TradFi + Crypto exchange in the UK!

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6. BTCC

225x leverage futures trading in the UK!

🏆 Best Crypto Exchanges in Germany

1. Bitget

Best crypto exchange overall in Germany

2. Bitpanda

Basic beginner crypto exchange in Germany

3. Bybit

$30,000 sign up bonus! Great futures trading exchange

4. OKX

World class derivatives trading with the best liquidity!

5. eToro

TradFi + Crypto exchange in Germany

Zoomex logo icon

6. Zoomex

Best no-KYC crypto exchange in Germany

🏆 Best Crypto Exchanges Netherlands

1. Bitget

Best crypto exchange overall in the Netherlands!

2. Bitvavo

Basic beginner crypto exchange in the Netherlands!

3. Bybit

$30,000 sign up bonus! Best futures trading exchange!

4. OKX

World class derivatives trading with the best liquidity!

Coinbase Logo Icon

5. Coinbase

Most basic beginner crypto exchange in the Netherlands!

6. eToro

TradFi + Crypto exchange in the Netherlands!

🏆 Best Crypto Exchanges in India

1. Bitget

Best crypto exchange overall in India!

OKX crypto exchange logo

2. OKX

World class derivatives trading with the best liquidity!

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3. WazirX

Local alternative crypto exchange in India!

4. Bybit

$30,000 sign up bonus! Best advanced crypto exchange!

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5. CoinDCX

Local Indian exchange with advanced features!

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6. MEXC

Best non-KYC crypto exchange! Lowest trading fees!

🏆 Best Crypto Exchanges in the USA

BYDFI logo icon

1. BYDFi

Crypto exchange with MSB license in USA! 200x leverage!

BTCC Exchange logo icon

2. BTCC

Best derivatives exchange with 225x leverage and MSB license!

Zoomex logo icon

3. Zoomex

Best no-KYC hybrid crypto exchange!

BingX crypto exchange icon

4. BingX

No KYC crypto exchange! Supports stocks, forex, commodities!

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5. CoinEx

Over 800 supported cryptos and 100% proof of reserves!

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6. Phemex

Best crypto exchange for day trading in the US!

🏆 Best Crypto Exchanges in Canada

1. Bitget

Overall crypto exchange overall in Canada

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2. Phemex

Best crypto exchange for day trading in Canada. No KYC!

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3. VirgoCX

Local Canadian crypto exchange for beginners and newbies!

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4. BYDFi

MSB license crypto exchange with 200x leverage!

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5. MEXC

Lowest fees crypto exchange! Over 1700+ supported cryptos!

Zoomex logo icon

6. Zoomex

Best no-KYC hybrid crypto exchange in Canada

🏆 Best Crypto Exchanges in Russia

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1. MEXC

Lowest fees crypto exchange! Over 1700+ supported cryptos!

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2. Bybit

Best crypto exchange for day trading in Russia!

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3. Zoomex

Best no-KYC hybrid crypto exchange in Canada

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4. Kucoin

Most popular altcoin-gem crypto exchange!

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5. OKX

Best derivatives crypto exchange with the deepest liquidity!

BYDFI logo icon

6. BYDFi

MSB licensed crypto exchange with 200x leverage!

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