Compare the best crypto exchanges in Hungary for 2026: MiCA licences, SEPA deposits and withdrawals, fees, coins, futures and each exchange's main catch.
✓Phemex is our top pick for active traders in Hungary who want low fees, a huge coin list and futures, and who can accept an exchange without a MiCA licence.
✓Kraken, Coinbase, Bitpanda, Bit2Me and Bitstamp hold MiCA licences, so an EU regulator supervises the company holding your money.
✓SEPA in euros is the simplest way to fund an account, but check how you cash out, because Bitunix only pays out in crypto or through peer-to-peer.
The Hungary column is checked live against each exchange's restricted-country list.
The best crypto exchanges in Hungary
Phemex is our top pick for Hungary, best suited to active traders who want low fees, the longest coin list here, futures and copy trading, and who can accept an exchange without a MiCA licence. For most people in Hungary, the next questions are regulation, how easily you can move euros in and out, and what each trade costs.
A MiCA licence is the EU’s crypto licence. It means an EU regulator supervises the company holding your money and MiCA’s investor protections apply to you. A licence from any EU country lets an exchange serve customers in Hungary, where the Central Bank of Hungary (Magyar Nemzeti Bank, MNB) is the MiCA authority. Kraken, Coinbase, Bitpanda, Bit2Me and Bitstamp hold MiCA licences. Phemex and Bitunix do not, so you trade with them outside EU supervision.
Phemex gives you the longest coin list here: 1,028 coins on spot, 816 coins with futures and 35 stock tokens, plus copy trading, trading bots and demo trading. If you trade actively from Hungary, one account covers almost everything, and you can practise with demo funds before risking real money.
Phemex holds no MiCA licence, so no EU regulator supervises the company holding your money and MiCA's investor protections don't apply to you. You can deposit euros by SEPA, card, Apple Pay or Google Pay, and withdrawals go out by bank transfer, P2P or crypto. Fiat support is limited overall, so test a small withdrawal before you move larger sums.
Spot trades cost 0.1% for makers and takers, futures cost 0.01% for limit orders and 0.06% for market orders with up to 100x leverage, and ID verification is required. Phemex launched in 2019, is based in Singapore and is run by co-founder and CEO Jack Tao. In January 2025 attackers stole about $85 million in crypto from its hot wallets, so keep coins you aren't trading in your own wallet rather than on the exchange.
Key points
Phemex has no MiCA licence, so you trade without EU supervision or MiCA's investor protections.
From Hungary you can trade 1,028 coins on spot and 816 coins with futures, with copy trading and bots on top.
Spot fees of 0.1% for makers and takers and SEPA deposits keep costs down, but the 2025 hot wallet hack is the main catch.
For leverage traders, Bitunix offers futures on 538 coins with up to 200x leverage, at 0.02% for limit orders and 0.06% for market orders. That keeps derivatives trading cheap, and copy trading lets you follow other traders' positions; you can also trade 167 stock tokens and forex.
Bitunix holds no MiCA licence, which means no EU regulator supervises the company holding your money and MiCA's investor protections don't cover you. Deposits work by SEPA, card, Apple Pay, Google Pay and PayPal, but withdrawals are crypto or P2P only. Turning profits back into euros therefore means selling to another user through P2P rather than taking a direct bank payout.
Spot trades cost 0.08% for makers and 0.1% for takers, and ID checks are optional, with unverified accounts able to withdraw up to $500,000 a day. Bitunix launched in 2021, is based in the Seychelles and is run by co-founder and CEO Arron Lee. Its offshore base without EU oversight is the main risk: if a dispute arises, there is no EU regulator you can turn to.
Key points
Bitunix holds no MiCA licence, so it is not supervised by any EU regulator.
You can trade futures with up to 200x leverage at 0.02% for limit orders, plus spot and copy trading.
SEPA and card deposits are easy, but cashing out to euros only works through P2P.
Kraken pairs a MiCA licence with full euro banking in both directions: you can deposit and withdraw by SEPA, card, PayPal or Apple Pay. From Hungary that means moving money in and out without relying on P2P, with an EU-supervised company holding your funds.
The coin choice is wide, with 663 coins on spot plus staking, and EU customers can trade futures on 168 markets with up to 10x leverage. Futures cost 0.02% on limit orders that wait on the order book and 0.05% on orders that fill immediately. Spot is pricier at 0.4% for makers and 0.8% for takers, so frequent small buys cost noticeably more than on Phemex or Bitunix.
ID verification is required, and Kraken publishes proof of reserves, so you can check that customer balances are backed. Co-founded by Jesse Powell in 2011, Kraken is based in San Francisco, USA and led by CEO David Ripley. The main drawback is those spot fees, which eat into returns if you trade often rather than buy and hold.
Key points
Kraken holds a MiCA licence, so an EU regulator oversees your account.
You can trade 663 spot coins and futures with up to 10x leverage as an EU customer.
SEPA works for deposits and withdrawals, but spot fees of up to 0.8% make frequent trading expensive.
Coinbase is a very large exchange, and its MiCA licence puts your account with an EU-supervised company. EU customers get 404 coins on spot, plus 131 futures contracts that allow leverage as high as 10x, all in an app that is simple enough for beginners.
Getting euros in and out is easy: deposit by SEPA, card or PayPal, and withdraw by SEPA, bank transfer or SWIFT. Spot is where it gets costly: EU customers pay 0.25% when their order rests on the book and 0.5% when it fills straight away, so regular small purchases add up. Futures are cheap at 0.05% for makers and takers.
Verification is required, and since January 2026 EU customers must also give their tax residency and tax identification number. Coinbase was co-founded in 2012 by Brian Armstrong, who is still CEO, and works as a remote company without a fixed head office. In spring 2021 more than 6,000 customer accounts were compromised, so switch on two-factor authentication and a withdrawal whitelist from day one.
Key points
Coinbase holds a MiCA licence, so an EU regulator supervises the company holding your money.
EU customers can trade 404 spot coins and futures with up to 10x leverage.
SEPA deposits and withdrawals are simple, but spot fees of 0.5% for takers make small, frequent trades costly.
Bitpanda goes beyond crypto: next to 568 coins you can buy 7,772 stock tokens, 2,630 ETFs, metals and crypto indices, and set up automatic savings plans. It holds a MiCA licence, so a long-term investor in Hungary can build a whole portfolio with one EU-supervised company.
Euro funding is flexible, with SEPA, card, PayPal, Apple Pay, Skrill, Neteller, Klarna and EPS for deposits, and SEPA or bank transfer to cash out. The cost is high: standard trades carry 1.49% for makers and takers, far more than most exchanges here, though the separate Fusion interface starts at 0.25% for more active traders. There are no futures, so it is not for anyone who wants leverage.
ID verification is required before you deposit or trade. Bitpanda was co-founded by Christian Trummer in 2014, is based in Vienna and is led by CEO Eric Demuth. It doesn't publish proof of reserves, which leaves you no independent way to confirm that customer assets are fully backed.
Key points
Bitpanda holds a MiCA licence, so an EU regulator oversees your account.
From Hungary you can hold crypto, stock tokens, ETFs and metals in one place, but there are no futures.
Euro deposits are easy, but standard fees of 1.49% make it expensive for frequent trading.
Bit2Me holds a MiCA licence, so the company holding your crypto answers to an EU regulator. It sticks to spot trading with 190 coins across 210 pairs, which suits someone in Hungary who simply wants to buy and hold.
There are no futures, copy trading or trading bots, so active traders will find little beyond spot. Extras include a debit card for spending your crypto and its own B2M token, and customer coins are kept in cold storage, which limits exposure to online attacks.
ID verification is required, so check the current fee schedule and euro deposit options on the Bit2Me site before you fund the account. Bit2Me launched in 2014 in Elche, Spain, was co-founded by Leif Ferreira and Andrei Manuel, and is led by co-CEOs Leif Ferreira and Koh Onozawa Martinez. Without published proof of reserves, there's no way for you to verify that customer deposits are fully backed.
Key points
Bit2Me holds a MiCA licence, so it is supervised under EU rules.
You can trade 190 coins on spot, with no futures or leverage.
The main catch is the lack of proof of reserves, which leaves you trusting the company's word on its backing.
Bitstamp holds both a MiCA licence and a MiFID licence, and since April 2026 EU customers can trade perpetual futures through its EU investment firm. From Hungary that means 20 futures contracts, leverage capped at 10x and 118 coins on spot, plus staking and lending.
Euro banking is simple: SEPA deposits are free and SEPA withdrawals cost €3, with card, Apple Pay, Google Pay and PayPal also available. Spot fees start at 0.3% on limit orders and 0.4% on market orders and fall with volume, so small traders pay more than on Phemex or Bitunix but less than on Bitpanda.
Verification is required before you can fund or trade. Co-founded by Nejc Kodrič in 2011, Bitstamp is based in Luxembourg, is led by CEO Jean-Baptiste Graftieau and was bought by Robinhood in 2024. About 19,000 BTC were stolen from its hot wallet in a 2015 phishing attack, and with no published proof of reserves, you have to take it on trust that customer funds are fully backed.
Key points
Bitstamp holds MiCA and MiFID licences, so its EU business is supervised.
EU customers can trade 118 spot coins and perpetual futures with up to 10x leverage.
SEPA deposits are free and withdrawals cost a small fee, but the smaller coin list limits choice.
What we like
MiCA and MiFID licences
Perpetual futures for EU customers
Free SEPA deposits
Staking and lending
What holds it back
Smaller list of 118 spot coins
No proof of reserves
Major hot wallet hack in its early years
Fee on SEPA withdrawals
How we ranked these exchanges
Our editorial team selected, tested and ranked the best crypto exchanges for traders in Hungary. We started with exchanges that accept users in Hungary and judged each one on the whole package rather than a single number. The order is our editors’ overall judgment, while the CWR Score on each card rates that exchange on its own, so an exchange placed lower can carry a higher score.
EU licensing under MiCA
Euro funding and withdrawals, especially SEPA
Spot and futures trading fees
Coins and products you can trade
Security record
Is crypto trading legal in Hungary?
Yes. Buying, holding and trading crypto is legal in Hungary. The Central Bank of Hungary (Magyar Nemzeti Bank, MNB) is the country’s authority under MiCA, the EU’s crypto rules.
An exchange licensed under MiCA in any EU country may serve customers in Hungary, and it is supervised by an EU regulator. Exchanges without a MiCA licence are not supervised by any EU regulator, so MiCA’s investor protections don’t apply if you use them.
How is crypto taxed in Hungary?
Hungary taxes crypto profits at 15% personal income tax once you turn crypto into money or use it to buy goods or services. Swapping one crypto for another is tax-free. The profit is worked out for the whole year: what you received from those transactions minus what you spent that year buying crypto and on fees.
Small transactions are exempt if each brings in no more than 10% of the minimum wage, you have no other such transaction that day, and the year’s total stays within one month’s minimum wage. You report crypto income on your annual personal income tax return, and a reported loss can later reduce the crypto tax you pay. Under the EU’s DAC8 rules, crypto providers record their customers’ transactions from 2026 and report them to tax authorities, with the first reports due in 2027.
This is a general overview, not tax advice. Tax rules change and depend on your situation, so check with the National Tax and Customs Administration (NAV) or a tax adviser before you file.
Getting your first Bitcoin or Ethereum in Hungary takes only a few steps once you have chosen where to trade.
Choose a MiCA-licensed exchange. The Central Bank of Hungary (Magyar Nemzeti Bank, MNB) is Hungary’s authority under MiCA, and a MiCA licence from any EU country covers Hungary. Kraken, Coinbase, Bitpanda, Bit2Me and Bitstamp all hold one.
Open an account and verify your ID. Sign up with your email, then upload an identity document and complete the face check.
Deposit euros. SEPA bank transfer is the usual route, and Kraken, Coinbase, Bitpanda and Bitstamp also take cards and PayPal.
Buy on the spot market. Pick Bitcoin, Ethereum or another coin such as Solana or XRP, enter the amount and confirm. A limit order usually costs less than buying at market price.
Secure your coins and keep records. Turn on two-factor authentication, move long-term holdings to your own wallet, and save a record of every trade for your tax return.
Bottom line
Phemex is the pick for active traders who want low fees, a huge coin list, futures and copy trading, provided you accept trading outside EU supervision; Bitunix fits a similar trader who wants higher leverage, though cashing out goes through P2P. If a MiCA licence matters most, Kraken offers the best mix of euro banking, coin choice and futures, Coinbase suits beginners, Bitpanda works for long-term investors who also want stocks and ETFs, Bit2Me covers simple spot buying, and Bitstamp adds EU futures with free SEPA deposits.
Questions
Frequently asked
Yes. Buying, holding and trading crypto is legal in Hungary. The Central Bank of Hungary (Magyar Nemzeti Bank, MNB) is the authority under MiCA, and any exchange with a MiCA licence from an EU country may serve you.
Coinbase has a simple app and a MiCA licence, and Bitpanda suits beginners who want to invest automatically through savings plans. Bitpanda's fees are much higher, so Coinbase or Kraken cost less if you buy often.
Yes. Phemex, Bitunix, Kraken, Coinbase, Bitpanda and Bitstamp all accept SEPA deposits in euros. To get euros back to your bank, Kraken, Coinbase, Bitpanda and Bitstamp offer SEPA withdrawals, while Bitunix only pays out in crypto or through P2P.
Phemex and Bitunix offer futures with high leverage but hold no MiCA licence. Kraken, Coinbase and Bitstamp offer futures to EU customers with lower leverage under a MiCA licence. Bitpanda and Bit2Me have no futures.
Crypto gains can be taxable in Hungary. See the section How is crypto taxed in Hungary? above for the details.
No EU regulator supervises the company holding your money, and MiCA's investor protections don't apply. Phemex and Bitunix fall into this group, so weigh their low fees against that lack of oversight.
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Accepts clients from Hungary
