Compare the best crypto exchanges in Belgium for 2026: MiCA licences, SEPA deposits and withdrawals, fees, coins, futures and each exchange's main catch.
Accepts clients from Belgium Accepts clients from Belgium Accepts clients from Belgium Accepts clients from Belgium Accepts clients from Belgium Accepts clients from Belgium Accepts clients from Belgium Accepts clients from Belgium| Exchange | Spot assetscrypto | Futures assets | Spot feesmaker/taker | Futures feesmaker/taker | Max leverage | Belgium |
|---|---|---|---|---|---|---|
| 1. KrakenVisit | 663 | 168 | 0.4% / 0.8% | 0.02% / 0.05% | 10× | Yes |
| 2. BitvavoVisit | 426 | — | 0.15% / 0.25% | — | — | Yes |
| 3. OKX EUVisit | 290 | 155 | 0.1% / 0.2% | 0.02% / 0.05% | 10× | Yes |
| 4. CoinbaseVisit | 409 | 104 | 0.25% / 0.5% | 0.05% / 0.05% | 10× | Yes |
| 5. BitpandaVisit | 568 | — | 1.49% / 1.49% | — | — | Yes |
| 6. BitstampVisit | 118 | — | 0.3% / 0.4% | — | 10× | Yes |
| 7. HyperliquidVisit | 337 | 186 | 0.04% / 0.07% | 0.015% / 0.045% | 40× | Yes |
| 8. Bit2MeVisit | 191 | — | — | — | — | Yes |
| Exchange | Spot | Futures | Options | P2P | Demo Trading | Copy Trading | Trading Bots | Loans | Lending | Staking | Debit card | Belgium |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. KrakenVisit | Yes | |||||||||||
| 2. BitvavoVisit | Yes | |||||||||||
| 3. OKX EUVisit | Yes | |||||||||||
| 4. CoinbaseVisit | Yes | |||||||||||
| 5. BitpandaVisit | Yes | |||||||||||
| 6. BitstampVisit | Yes | |||||||||||
| 7. HyperliquidVisit | Yes | |||||||||||
| 8. Bit2MeVisit | Yes |
| Exchange | Score | Founded | Headquarters | Founder | CEO | KYC | Belgium |
|---|---|---|---|---|---|---|---|
| 1. KrakenVisit | 9.3 | 2011 | San Francisco, USA | Jesse Powell | David Ripley | Required | Yes |
| 2. BitvavoVisit | 8.9 | 2018 | Amsterdam | Mark Nuvelstijn | Mark Nuvelstijn | Required | Yes |
| 3. OKX EUVisit | 7.9 | 2018 | Sliema, Malta | Star Xu | Erald Ghoos | Required | Yes |
| 4. CoinbaseVisit | 7.7 | 2012 | Remote | Brian Armstrong | Brian Armstrong | Required | Yes |
| 5. BitpandaVisit | 6.4 | 2014 | Vienna | Christian Trummer | Eric Demuth | Required | Yes |
| 6. BitstampVisit | 7.2 | 2011 | Luxembourg | Nejc Kodrič | Jean-Baptiste Graftieau | Required | Yes |
| 7. HyperliquidVisit | 8.8 | 2021 | Singapore | Jeff Yan | Jeff Yan | No KYC | Yes |
| 8. Bit2MeVisit | 6.1 | 2014 | Elche, Spain | Leif Ferreira, Andrei Manuel (co-founders) | Leif Ferreira, Koh Onozawa Martinez (co-CEOs since 2024) | Required | Yes |
The Belgium column is checked live against each exchange's restricted-country list.
Kraken is our top pick for Belgium, best suited to people who want a MiCA-licensed exchange with the widest coin choice and futures in the same account. For anyone in Belgium, the other things to check are the exchange’s licence, how easily you can move euros in and out, and what each trade costs.
A MiCA licence is the EU’s crypto licence. An exchange that holds one is supervised by an EU regulator, comes with MiCA’s investor protections and can serve customers in every EU country, Belgium included. Every exchange here except Hyperliquid holds one. Bitvavo and OKX EU also accept Bancontact, the Belgian payment method.
Kraken holds a MiCA licence and publishes proof of reserves, so you can check that customer deposits are backed. You can pay in euros by SEPA, card, PayPal, Apple Pay or Google Pay. Withdrawals go back out by SEPA, bank transfer, card, PayPal or Apple Pay.
No exchange here lists more coins: 663 on spot and futures on 168 coins. EU customers get up to 10x leverage on futures and 10x on spot margin, both through Kraken Pro, which also adds advanced charts and order types. Staking lets coins you hold earn rewards.
Spot trades cost 0.4% for makers and 0.8% for takers, futures cost 0.02% and 0.05%, and you must verify your ID before trading. Kraken launched in 2011, is based in San Francisco, USA, was co-founded by Jesse Powell and is run by CEO David Ripley. The weak spot is spot pricing: at the standard rates, regular small purchases cost more here than on Bitvavo, OKX EU or Bitstamp.
Key points
Most coins on Bitvavo trade directly against the euro, so you buy without converting to a stablecoin first. It holds a MiCA licence, granted in June 2025, and is regulated in the Netherlands.
Belgian customers can deposit by Bancontact, SEPA, iDEAL, card, PayPal or Apple Pay. SEPA deposits are free, while card and PayPal deposits cost around 1% or more. You choose from 426 coins and can stake with weekly payouts, but staking and lending run outside MiCA, so those balances miss its protections. There are no futures or margin, so anyone who wants leverage has to look elsewhere.
Spot trades cost 0.15% for makers and 0.25% for takers, cash goes out by SEPA or crypto, and ID verification is mandatory. Bitvavo started in 2018, has its base in Amsterdam, and its CEO, Mark Nuvelstijn, co-founded the company. The main limit is a daily withdrawal cap of €25,000, so taking out a large sum can take several days.
Key points
Spot trading and leveraged futures share one account at OKX EU, which suits Belgians who want regulated derivatives. It holds a MiCA licence issued in Malta and is supervised by Malta's MFSA. You must pass a short knowledge test before you can trade futures.
You can deposit by Bancontact, SEPA including SEPA Instant, iDEAL, card, Apple Pay or PayPal, but cash only comes back out by SEPA. You get 290 coins against the euro or USDC, plus X-Perps on 155 coins with up to 10x leverage. X-Perps are futures whose expiry lies years ahead, so they trade like perpetuals. Trading bots, Earn, a demo mode and a virtual card round it out.
Spot costs 0.1% maker and 0.2% taker, X-Perps 0.02% and 0.05%, and ID verification is required. OKX EU dates from 2018, is based in Sliema, Malta with Erald Ghoos as CEO, and belongs to a wider group co-founded by Star Xu. OKX EU's reserve reports cover its whole parent group, so you can't check the European company's holdings on their own.
Key points
For a first purchase, Coinbase has one of the simplest apps around, and it runs under a MiCA licence. You can deposit euros by SEPA, card or PayPal and withdraw by SEPA, bank transfer or SWIFT.
There are 409 coins on spot and perpetual futures on 104 coins, where EU customers can use leverage of up to 10x, and staking is offered too. In the EU you must reach account Level 3 before you can send or receive crypto. Finish verification early if you plan to move coins to your own wallet.
EU customers pay 0.25% maker and 0.5% taker on spot, and 0.05% on futures for makers and takers alike. Coinbase dates from 2012, works as a remote company with no fixed headquarters, and Brian Armstrong, who co-founded it, is its CEO. In 2021 more than 6,000 customers had their accounts compromised, so switch on two-factor authentication and the withdrawal whitelist from day one.
Key points
Crypto sits next to stocks, ETFs and metals in one Bitpanda account, which suits Belgians who want a broad investment app rather than a trading screen. Bitpanda holds a MiCA licence.
You can fund by SEPA, card, PayPal, Apple Pay, Klarna, Skrill, Neteller, iDEAL or EPS, and withdraw by SEPA or bank transfer. You pick from 568 coins, crypto indices that rebalance automatically, savings plans and staking. Margin of up to 10x is available on selected instruments, but there are no futures.
The standard trading fee is 1.49% for makers and takers, while the Bitpanda Fusion interface for active traders starts at 0.25%, and ID verification is required. Bitpanda started in 2014 in Vienna; Christian Trummer is among its co-founders, and Eric Demuth heads it as CEO. Bitpanda publishes no proof of reserves, which leaves you unable to verify that customer deposits are fully backed.
Key points
Bitstamp, owned by Robinhood since 2024, is a plain, long-running exchange with a MiCA licence. Since April 2026, EU customers can also trade perpetual futures through its EU investment firm, so you can add leverage without leaving a licensed platform.
From Belgium you get 118 spot coins and 20 futures markets with up to 10x leverage, plus staking and lending, though staking covers only two assets. SEPA deposits are free and SEPA withdrawals cost €3. You can also fund by card, Apple Pay, Google Pay or PayPal.
Spot fees start at 0.3% maker and 0.4% taker, and you must verify your ID before you can fund or trade. Bitstamp has operated since 2011 from Luxembourg; Nejc Kodrič co-founded it, and Jean-Baptiste Graftieau is now CEO. In 2015 roughly 19,000 BTC were stolen from its hot wallet in a phishing attack, a reason to move larger holdings to a wallet you control.
Key points
Trading on Hyperliquid happens from your own crypto wallet, because it is a decentralised exchange and never takes custody of your coins. It holds no MiCA licence. For someone in Belgium, that means no EU regulator supervises the platform your money sits on, and MiCA's investor protections don't apply.
It is built for derivatives: futures cover 186 coins and go as high as 40x leverage, alongside 337 spot coins against USDC, copy trading through vaults and prediction markets. You can buy in with a card, Apple Pay, Google Pay, Revolut or bank transfer. Withdrawals are crypto only, though, so to get euros back you must send coins to an exchange such as Kraken or Bitvavo and sell there.
Fees are very low, from 0.04% maker and 0.07% taker on spot and 0.015% and 0.045% on futures, and ID checks are optional. Hyperliquid went live in 2021 with its base in Singapore, and Jeff Yan, one of its co-founders, serves as CEO. Deposits depend on the Arbitrum bridge smart contracts, and a flaw there could cost you the money you put in.
Key points
Based in Spain, Bit2Me gives Belgian customers a MiCA-licensed account with a company inside the EU. It focuses on spot trading, which suits people who want to buy and hold rather than trade with leverage.
You can trade 191 coins on spot, but there are no futures for EU customers. Bit2Me keeps coins in cold storage, meaning offline wallets, and offers a debit card for spending your balance. It also has its own token, B2M.
Identity verification is required before you trade. Leif Ferreira and Andrei Manuel co-founded Bit2Me in Elche, Spain in 2014, and since 2024 Leif Ferreira has shared the CEO role with Koh Onozawa Martinez. Without published proof of reserves from Bit2Me, you have no way to confirm that customer deposits are fully backed.
Key points
Our editorial team selected, tested and ranked the best crypto exchanges for traders in Belgium. We picked exchanges that accept users in Belgium and ordered them on the whole package. The order is our editorial judgment of that package. The CWR Score on each card rates that exchange on its own, so an exchange placed lower can carry a higher score.
Yes. Buying, holding and trading crypto is legal in Belgium. The FSMA (Financial Services and Markets Authority) is Belgium’s authority under MiCA, the EU’s rulebook for crypto firms. Before MiCA, crypto firms registered with the FSMA, and that registration has been replaced by MiCA licensing.
An exchange with a MiCA licence from any EU country can serve customers in Belgium, and its regulator supervises how it runs. Exchanges without a MiCA licence are not supervised by an EU regulator, so MiCA’s investor protections don’t cover money you keep there.
Since 1 January 2026, Belgium taxes gains on crypto held as a normal private investment at 10%, including gains from swapping one crypto for another. Before 2026 these gains were not taxed, and the value on 31 December 2025 counts as the starting point. The first €10,000 of gains per person each year is exempt, and losses can be set against gains on other investments, such as shares, in the same year.
If the tax office shows that your trading was speculative rather than normal management of your savings, the gains are taxed at 33% plus local surcharges instead. No tax is withheld on crypto, so you declare the gains yourself in your annual income tax return. Under the EU’s DAC8 rules, crypto providers record their customers’ transactions from 2026 and report them to tax authorities, with the first reports due in 2027.
This is a general overview, not tax advice. Tax rules change and depend on your situation, so check with the Federal Public Service Finance (FOD Financiën / SPF Finances) or a tax adviser before you file.
Official sources, checked September 2026: FPS Finance: tax on capital gains on financial assets; FPS Finance: circular 2026/C/74 on the capital gains tax (July 2026); European Commission: DAC8 crypto-asset reporting.
Getting your first Bitcoin or Ethereum in Belgium takes little more than an account and a bank transfer.
Kraken offers the broadest package for Belgium: a MiCA licence, proof of reserves, the largest coin range here and futures, though its standard spot fees are on the high side. Bitvavo is the easiest pick if you want to buy and hold in euros with Bancontact. OKX EU suits traders who want low fees and futures under the same MiCA licence. Coinbase, Bitpanda, Bitstamp and Bit2Me are all licensed but cost more or offer less. Hyperliquid has the lowest fees and self-custody, but it holds no MiCA licence and only pays out in crypto.
Yes. Buying, holding and trading crypto is legal in Belgium. The FSMA is Belgium's authority under MiCA, and any exchange with a MiCA licence from an EU country can serve Belgian customers.
Bitvavo is the simplest for buying and holding, with Bancontact deposits and coins priced directly in euros. Coinbase also has a very simple app, though its spot fees are higher.
Yes, on Bitvavo and OKX EU. Every other exchange here except Hyperliquid and Bit2Me accepts SEPA bank transfers.
Kraken, OKX EU, Coinbase and Bitstamp offer futures under a MiCA licence, with lower leverage for EU customers. Hyperliquid also offers futures, but it has no MiCA licence.
Crypto gains can be taxable in Belgium. See the section How is crypto taxed in Belgium? above for the details.
OKX EU has the lowest standard spot and futures fees among the licensed exchanges here, with Bitvavo close behind on spot. Bitpanda charges the most per standard trade.
